In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.
- https://www.rbi.org.in/Scripts/BS_PressReleaseDisplay.aspx?prid=14576
- https://www.consumer.ftc.gov/articles/pdf-0111-fair-credit-reporting-act.pdf
- https://www.legislation.gov.au/Details/C2016C00278/Download
- http://www.alrc.gov.au/publications/53.%20Credit%20Reporting%20Provisions/content-credit-information-files
- http://www.alrc.gov.au/publications/53.%20Credit%20Reporting%20Provisions/content-credit-information-files#_ftnref40
- Insurance companies use credit information to determine premium
- Currently being used for postpaid connections, http://www.livemint.com/Money/DAIkDVGe3G5hnFx0V40dSP/How-the-others-interpret-your-credit-score-report.html
- https://rbidocs.rbi.org.in/rdocs/Content/PDFs/69700.pdf
- https://www.oaic.gov.au/individuals/privacy-fact-sheets/credit-reporting/privacy-fact-sheet-29-who-can-access-your-credit-report
- https://rbidocs.rbi.org.in/rdocs/Content/PDFs/69700.pdf
- https://www.oaic.gov.au/individuals/privacy-fact-sheets/credit-reporting/privacy-fact-sheet-36-when-will-the-information-on-your-credit-report-be-deleted
- Section 18, CIC Act 2005
- http://www.alrc.gov.au/publications/59.%20Access%20and%20Correction%2C%20Complaint%20Handling%20and%20Penalties/complaint-handling
- http://economictimes.indiatimes.com/wealth/borrow/cibil-may-soon-give-one-free-credit-report-a-year/articleshow/53263370.cms
- Section 612 of FCRA 1970
- http://www.creditsmart.org.au/getting-free-credit-report
