Sowmini is a Research Associate with the Financial Systems Design initiative. She has a Master’s in Public Policy from National Law School of India University, Bengaluru. She is also a Chartered Accountant and began her career at VMware working as a Financial Analyst for their Asia-Pacific business operations. She later worked with Infosys as an Associate-Manager of Business Finance supporting their Digital Business Unit.
The Insurance Regulatory and Development Authority of India (Insurance Products) Regulations, 2023, hereafter "Draft Regulations", was released by the Insurance Regulatory and Development Authority of India (IRDAI) in December 2023.