Part-2: Features of Public Credit Registries: An International Comparison
In this post, we investigate the mandates of the PCR as set out by the respective regulations and legislative instruments, associated reporting standards, and the operational features, including revenue models, if any.
Part 1- Public Credit Registries: An International Comparison
In this post, we discussed the formulation of the Public Credit Registries.
Pass-Through of Loan-Restructuring Information: Micro-Finance Loans and Credit Bureau Records
This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record
Improving Outcomes for the Financial System through Credit Rating Agencies – Part 2
Part two in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Improving Outcomes for the Financial System through Credit Rating Agencies – Part 1
Part one in our two-part blog series on Improving Outcomes for the Financial System through Credit Rating Agencies
Regulation of Credit Rating Agencies – A Comparative Analysis across India, US and EU
Comparing regulatory approaches that CRAs are subjected to across India, the US and EU.
Contrasting the Regulatory Landscape for Credit Bureaus in India, USA and Australia
In this post we have put together an infograph below that highlights some of the aspects pertaining to credit bureau regulatory landscape in India, USA and Australia.
Credit Information Reporting for Self Help Group Members
The RBI Committee on Comprehensive Financial Services for Small Businesses and Low Income Households (2014) recommended that the regulator require all loans provided by regulated institutions to be reported to at least one credit bureau.
