Type: Team

Priyadarshini is a Senior Research Associate with a focus on household finance. She had previously worked as an Executive Officer with ECGC Ltd. in the field of export credit insurance and as a Research Associate with IFMR LEAD in the theme of financial inclusion of rural households. Priya holds a Master’s in Economics from Madras […]

Niyati is a Research Associate with the Household Finance Research Initiative and Data Analytics Associate at Dvara Research. She completed her Master’s in Economics from Ashoka University, wherein for her dissertation, she worked on developing a theoretical model to study the problem of self-control with respect to social influence. Prior to joining Dvara Research, she […]

Natasha D’cruze is a Research Associate with Household Finance Research Initiative. She has a Master’s in Development Economics from SOAS, University of London, and an undergraduate degree in Economics from Delhi University.  She has worked as an action researcher on the digital and Aadhaar-based delivery mechanism of social welfare schemes in Jharkhand, where she did […]

Misha leads the Household Finance Practice at Dvara Research. In this role she focuses on identifying key research gaps in the field of Household Finance and building evidence to inform market practices and design of financial sector policy.  Misha specialises in policy research and advocacy in the domain of financial inclusion. She has several years […]

Hasna is a Research Associate with the Social Protection Initiative. She completed her master’s degree in development studies from Indian Institute of Technology Madras. At Dvara she has been researching extensively about social security systems, with a focus on health systems. As a fellow to the Lancet Citizens’ Commission on Reimagining India’s Health System, she […]

Govindan is an Administrative Associate. He maintains a well-functioning office environment while providing administrative support. Previously, he worked as HR & Admin at Radiant Cash Management Pvt. Ltd. He holds a Bachelor of Commerce degree from the Dhanraj Baid Jain College.

Dwijaraj leads the Financial Systems Design Initiative. His work focuses on households’ access to credit and impediments therein. His research interests include the legislative and regulatory frameworks governing providers, regulators, and other entities in the financial sector. His work also focuses on personal insolvency and bankruptcy. Dwijaraj holds a Master’s in Public Policy from the […]

With one and a half decades of experience, Deepti leads Dvara Research’s thinking on regulatory and policy themes in financial and banking systems. Deepti’s area of research and advocacy include consumer protection and institutional conduct, financial inclusion, and retail and wholesale financial services within Indian as well as international jurisdictions. She was part of the […]

Beni Chugh heads the Future of Finance Initiative. Her work focuses on identifying systemic stability and consumer protection concerns in digital finance. She also contributes to the Social Protection Open Digital Ecosystem workstream at Dvara Research, where her work focuses on designing and implementing citizen centric, digital social protection delivery platforms. Beni holds a Master’s […]

Anushree is a Program Manager for the Customer Protection Centre of Dvara Research. She has over 8 years of experience in strategy consulting for public and private sector clients across three geographies. Anushree has cross-functional experience in executing and delivering projects in the water, power and education sectors. Prior to joining Dvara Research, Anushree worked […]