Independent Research and Policy Advocacy

June 6, 2020 | Dvara Research

As per IRDAI (Micro Insurance) Regulations, 2015, the microinsurance business is exempted from customised benefit illustration6 and disclosure norms prescribed in IRDA (Linked and Non-Linked Insurance Products) Regulations. IRDAI’s latest circular on this continues to extend this exemption.

June 3, 2020 | Dvara Research

In this document, we present our response to the White Paper on the Strategy for National Open Digital Ecosystems (the White Paper) released by the Ministry of Electronics and Information Technology (MeitY) in February 2020. We are deeply concerned that creating National Open Digital Ecosystems (NODEs) as envisioned in the White Paper could entrench existing problems with service delivery and hamper the growth of a free and fair digital economy.

By Srikara Prasad
June 3, 2020 | Dvara Research

In this blog post, we present our comments to the White Paper on Strategy for National Open Digital Ecosystems in response to the call for comments by MeitY

By FFI, Team SPI
June 2, 2020 | Dvara Research

While phone access and ownership has been rising rapidly in India in recent years, women lag behind on access, usage and ownership of mobile phones across the world but especially in South Asia, including India.

By Dr. Lina Sonne
June 2, 2020 | Dvara Research

This paper provides an analytical review of extant literature on how low-income women in India and in other countries in the Global South access and use mobile phones

By Dr. Lina Sonne
May 29, 2020 | Dvara Research

Investment in gold by Indian households is motivated by social, economic, and cultural factors.

By Rakshith S. Ponnathpur, Monami Dasgupta
May 28, 2020 | Dvara Research

Reflections on issues related to the delivery of benefits announced for migrant workers under Atma Nirbhar Bharat welfare scheme

By Varun Aggarwal, India Migration Now, Nishanth Kumar
May 19, 2020 | Dvara Research

In this policy brief, we identify some of the challenges in enrolling for and availing the benefits under the Pradhan Mantri Garib Kalyan Yojana announced by the Central Government of India.

By Aarushi Gupta, Anupama Kumar, Janani AP
May 19, 2020 | Dvara Research

In this policy brief, we address the concerns of last-mile delivery of welfare benefits announced under the Pradhan Mantri Gharib Kalyan Yojana (PMGKY)

By Aarushi Gupta, Anupama Kumar, Janani AP
May 18, 2020 | Dvara Research

This policy brief identifies serious categories of transaction failures in the Aadhaar enabled Payment System or AePS in India together with solutions for urgent discussion