Independent Research and Policy Advocacy

Beni Chugh

Beni Chugh Dvara

Beni Chugh heads the Future of Finance Initiative. Her work focuses on identifying systemic stability and consumer protection concerns in digital finance. She also contributes to the Social Protection Open Digital Ecosystem workstream at Dvara Research, where her work focuses on designing and implementing citizen centric, digital social protection delivery platforms. Beni holds a Master’s […]

Anubhutie Singh

Anubhutie Singh Dvara

Anubhutie is a Policy Analyst with the Future of Finance Initiative. She completed her Bachelors of Science in Economics, Mathematics and Statistics and has completed her Masters in Public Policy from St. Xavier’s College, Mumbai. With the Future of Finance Initiative, her research focuses on data infrastructure for financial inclusion in India.

Anjali Nambiar

Anjali Nambiar Dvara

Anjali is a Research Associate in the Social Protection Initiative vertical at Dvara Research. She holds a Master’s degree in Public Policy from National Law School of India University, Bangalore and a Bachelor’s degree in Microbiology from St. Xavier’s College, Kolkata. At Dvara, her research revolves around the design of social protection systems, health risk […]

Amulya Neelam

Amulya Neelam Dvara

Amulya is a Senior Research Associate in the Financial Systems Design initiative. Her research focuses on understanding and improving access to suitable financial services for all, especially low-income households. Her work aims to enable the creation of a regulatory framework that fosters both meaningful inclusion and financial stability. Amulya holds a Master’s in Rural Management […]

Aishwarya Narayan

Aishwarya Narayan Dvara

Aishwarya Narayan is a Research Associate at Dvara Research. She is passionate about building welfare systems that are equitably accessible for all and redistributive in nature. Aishwarya’s areas of research and advocacy include digitisation in social protection, last-mile delivery systems, and grievance redressal mechanisms in digital finance and social protection. An overarching theme across her […]

Abhishek Mukherjee

Abhishek Mukherjee Dvara

Abhishek Mukherjee is a Research Associate with the Social Protection Initiative. He has a keen interest in mobility, spatial analysis, and rural development. Prior to Dvara, he was working as a Research Associate at Indian Institute of Management Ahmedabad, where he worked on developing a sustainable framework for gold mining as an opportunity for rural […]