Independent Research and Policy Advocacy

Publications

Research Papers

Research Paper or Working Paper is the culmination of a research process and critical thinking. Here, we present our findings of primary research, surveys, and/or literature review in a format that is mostly found in academic papers. These may take us several months to produce and may involve a slow pace and deliberate reflection by the researchers.

November 16, 2021 | Dvara Research

Based on a study of the theoretical and empirical literature, we conclude with a set of hypotheses that looks at how demand for health insurance can be fostered by targeting both the components of demand (intention and action), through well-designed awareness measures and nudges to overcome the various behavioural biases involved.

August 5, 2021 | Dvara Research

In this paper, we document some key relationships between micro-level household behavior and macro-level aggregates for the Indian economy

By Dr. Indradeep Ghosh, Vinay Subramanian, Rohith Krishna, Rakesh Nigam
August 3, 2021 | Dvara Research

A Convening on ‘Emerging Customer Risks in Digital Lending’ was conducted on April 22nd and 23rd, 2021, by Dvara Research Foundation in collaboration with the Consultative Group to Assist the Poor (CGAP).

By Amulya Neelam, Sarah Stanley, Eric Duflos, Jayshree Venkatesan
August 2, 2021 | Dvara Research

This note discusses how Community Based Health Insurance can improve access to healthcare and financial protection for vulnerable low- and middle-income populations

July 12, 2021 | Dvara Research

In this paper, we create and validate a composite demand-side financial inclusion index to contribute to the literature on the measurement of financial inclusion

By Misha Sharma, Snegdha Gupta
July 1, 2021 | Dvara Research

We undertook a study of how digitisation through mobile phones plays out among women and In this brief, we present findings relevant to financial service providers

By Dr. Lina Sonne
June 28, 2021 | Dvara Research

In this paper, we explore how India’s growing CHI segment can be used to deliver adequate financial protection and good health outcomes

June 15, 2021 | Dvara Research

This paper provides a snapshot of the way digitisation through mobile phones plays out among women in India, based on a review of literature, semi-structured interviews

By Dr. Lina Sonne
May 21, 2021 | Dvara Research

In this research brief, we seek to explore the differences in healthcare expenditure between States in greater depth. We study the differences in budgetary allocations for healthcare between States as a proportion of State GDP and as a portion of total expenditure overall.

By Hasna Ashraf, Anupama Kumar
May 6, 2021 | Dvara Research

In this brief, we look at how the financial portfolios of Indian households have changed over time, specifically between 2014 to 2020, using the Consumer Pyramid Household Survey collected and maintained by the Centre for Monitoring Indian Economy.

By Niyati Agrawal, Misha Sharma, Harini Ravi