Independent Research and Policy Advocacy

July 23, 2013 | Dvara Research

Continuing our focus on Municipal Finance, we look at the financial statements of Srirangapatna TMC in Karnataka in this post. We are currently working with the town of Srirangapatna as a part of IFMR Finance Foundation’s Financial Access for Small Cities initiative. In this post, we examine the town’s finances over the past ten years and find similarities to national trends.

By Vishnu Prasad
July 17, 2013 | Dvara Research

Financial inclusion is a key enabler of economic and social development. The effectiveness of the financial inclusion agenda in India can be significantly enhanced if there are objective ways to measure it.

By Pawan Agrawal
July 12, 2013 | Dvara Research

The financial-legal framework envisaged by the FSLRC comprises nine important components, one of which is Micro-prudential regulation.

July 8, 2013 | Dvara Research

As a part of our series on Municipal Finance, we present a summary of Anand Sahasranaman’s paper on Pragmatic Municipal Finance Reforms in India, published in the November 2012 edition of Environment and Urbanisation Asia

By Anand Sahasranaman
July 4, 2013

In our previous post we discussed the development and current status of the Credit Default Swap (CDS) market in India.

June 29, 2013

This post is in response to an article, “Loan Defaults Versus Over-indebtedness in Rural Tamil Nadu”, published on the CGAP blog on June 10th, 2013.

June 24, 2013

IFMR Rural Finance is now an ISO 9001:2008 certified organisation. IFMR Rural Finance, an organisation with a mission of promoting high-quality Financial Institutions, has undergone the certification for the design work it carries out in various fields of finance. 

June 19, 2013 | Dvara Research

The financial crisis of 2008 brought to light many consumer abuses prevalent in the financial services industry.

By Deepti George, Anand Sahasranaman, Vishnu Prasad, Darshana Rajendran
June 19, 2013 | Dvara Research

Following the IMF-FSB-BIS definition, the FSLRC defines systemic risk as “[a] risk of disruption to financial services that is caused by an impairment of all or parts of the financial system and has the potential to have serious negative consequences for the real economy.”

By Vishnu Prasad
June 13, 2013 | Forbes India

I read an excellent post by Ajay Shah recently that questioned the policy wisdom of emphasising house ownership over rental housing.