Independent Research and Policy Advocacy

November 17, 2020 | Dvara Research

In this blog post, we analyse migrant risks and work choices

By Vikram Bahure
November 11, 2020 | Dvara Research

In this case study, we explore the case of a farmer who spent a year attempting to enrol under PMK

By Aarushi Gupta
November 6, 2020 | Future of Finance Initiative

Through this blogpost, we release the Conference Proceedings for the Fourth Dvara Research Conference, 2019 on the theme of “Regulating Data-driven Finance”

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November 5, 2020 | Dvara Research

This research brief attempts to bridge the gap in the literature by systematically examining the current state of digital lending serving the MSME sector in India

By Sarah Stanley
November 4, 2020 | Dvara Research

This blogpost discusses the case of an unorganised sector worker who, along with many other workers, did not receive the cash entitlement into her bank account

By Nishanth Kumar
October 30, 2020 | Dvara Research

This blog post deconstructs three crucial examples of states seeking to implement digital welfare systems and contracting out design and implementation to private entities

October 29, 2020 | Dvara Research

In this post, we outline some measures that the RBI and Government can take to alleviate the stress faced by the MFI sector

By Madhu Srinivas, Akhil Mehra
October 28, 2020 | Dvara Research

This post analyses the present regulations governing the restructuring of personal loans and their implications for the borrower’s credit score and her credit record

October 21, 2020 | Dvara Research

In this post, we provide some comments on social security for informal workers as it now stands under the 2020 Code.

By Anupama Kumar
October 20, 2020 | Dvara Research

In this post, we investigate the cost of Interest on Interest (IoI), that emerged out of the RBI’s policy to grant a 6-month debt moratorium