This note was first published as a part of session 1 of the four-part webinar series hosted by Dvara Research and IndiaSpend.
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Research Paper or Working Paper is the culmination of a research process and critical thinking. Here, we present our findings of primary research, surveys, and/or literature review in a format that is mostly found in academic papers. These may take us several months to produce and may involve a slow pace and deliberate reflection by the researchers.
This note was first published as a part of session 1 of the four-part webinar series hosted by Dvara Research and IndiaSpend.
This paper argues that the present structure of Union-State financial transfers is one of the reasons for India’s ad hoc, scheme-based welfare structure.
Unreliable, expensive, and insecure channels of remittances and traditional savings instruments had inhibited migrant households’ ability to utilise their remittances to save and create wealth.
In this document, we compile Aadhaar-enabled Public Distribution System (AePDS) protocols in the five southern states of India, namely, Tamil Nadu, Andhra Pradesh, Karnataka, Kerala, and Telangana.
In this blog post, we discuss the processes involved in the last-mile delivery of Aadhaar-enabled Public Distribution System (AePDS) in five states of Southern India
While phone access and ownership has been rising rapidly in India in recent years, women lag behind on access, usage and ownership of mobile phones across the world but especially in South Asia, including India.
This paper provides an analytical review of extant literature on how low-income women in India and in other countries in the Global South access and use mobile phones
Household Finance is the study of how institutions provide goods and services to satisfy the financial functions of the household, how consumers make financial decisions and how government action affects the provision of financial services (Tufano, 2009).
India has relied on banks to drive its financial inclusion efforts. However, the high levels of NPAs in banks’ balance sheets has forced them to cut back on lending, adversely affecting the financial inclusion agenda.
The provisions for insolvency, bankruptcy and fresh start for natural persons as contained in the Insolvency and Bankruptcy Code (IBC) 2016 are expected to shift the paradigm of the Indian consumer credit market.
In all our research efforts, we strive to maintain an independent voice that speaks for the low-income household and household enterprises. Our ability to perform this function is significantly enhanced by our commitment to disseminate as a pure public good, all the intellectual capital that we create.
