Tag: Financial Lives of Poor Households

Low-income households work with irregular income inflows, resulting in shrinking financial planning horizon and necessitating frequent decisions in response to frequent changes.

Indian households and businesses hold their wealth primarily in physical assets like real estate, gold, and durables, while barely investing in any financial assets.

The social dimension of household finances is often missed by popular commentary on finance, which sees such decisions as being made by an individual for only themselves.

This data book compiles trends on household participation in formal financial services over the last few years.

On June 25, 2022, the XKDR Forum and Dvara Research Foundation will be hosting an all day workshop.

A comparison of household portfolios across two nationally representative survey highlights substantial differences in the ownership of financial assets, while similarities in the incidence of indebtedness.

In this post, we set out our vision for what social protection in India should aim to do, and then pose some questions on how we might achieve this.

In this slide deck, we cover some of the key insights from the AIDIS 2019 that throw light on the current landscape of household finance in India.

In recent months, there have been several reports on platform workers demanding greater worker rights in India.

Gold dominates household portfolios in India. This has been labelled as irrational behaviour by financially illiterate households. In this paper, we show that household preference towards gold is not irrational in the context of the Indian financial and macroeconomic environment which includes high inflation, financial repression, and capital controls.