We are within striking distance of every Indian having access to a bank account and being able to easily send and receive payments
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We are within striking distance of every Indian having access to a bank account and being able to easily send and receive payments
These less-discussed applications of fintech can transform microloan pricing and personal finance, leading to fair lending and wider inclusion
Despite the best efforts by policy makers and state-owned banks, the last mile problem has been an insurmountable hurdle in the way of financial inclusion for the poor. Bindu Ananth, Chair - IFMR Trust & IFMR Holdings, busts some common fallacies about financial inclusion.
Back Back Suitability means going from buyer beware to seller be sure
A new paper by Anandi Mani et al in the August issue of Science has a stunning finding – that the cognitive impact of being poor may be equivalent to as much as 13 IQ points.
I read an excellent post by Ajay Shah recently that questioned the policy wisdom of emphasising house ownership over rental housing.
For every loan of Rs, 10,000 made through a Public Sector Bank rural branch, it costs them about Rs. 4150. The same number for a Private Sector Bank rural branch is about Rs. 3210. Little wonder then that rural branch expansion meets with so much resistance.
A few colleagues and I recently travelled through Varanasi and Mirzapur in Eastern Uttar Pradesh visiting Micro Finance Institutions (MFI) in that region and their clients. I am delighted to report that this region, one of the poorest in India, is a hotbed of innovations.
What does the asset allocation look like for people living in remote rural India (villages with less than 5000 population)?
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