Moving towards harmonisation in financial regulation: Let’s start with capital
Higher capital adequacy norms locking up funds
Response to Niti Aayog’s Discussion Paper on “Digital Banks – A Proposal for Licensing and Regulatory Regime in India”
Identifying the Market Failure and Mis-identifying the Intervention The discussion paper highlights a ‘market failure’ in the debt market for MSMEs wherein incumbent banks are unwilling to lend to MSMEs, who are otherwise creditworthy, due to lack of documentation and thereby leading to suboptimal outcomes for both banks and MSMEs[3]. Adding to these frictions is […]
Research Associate
Dvara Research is an independent, non-partisan, not-for-profit policy research institution based in
Approaches to Assessing Household Income for Microfinance Clients
This case study documents some of the suggested approaches to household income assessment and presents a tech-backed solution that can aid operationalise such an assessment for microfinance clients.
Approaches to Assessing Household Income for Microfinance Clients
Political Economy of Health: Tamil Nadu
Insights from the All India Debt and Investment Survey (AIDIS) 2019
Comments to the Reserve Bank of India on the Report of the Working Group on Digital Lending including Lending through Online Platforms and Mobile Apps
Direct Benefit Transfers in Assam, Chhattisgarh, and Andhra Pradesh: Introducing the Dvara-Haqdarshak Study on Exclusion in Government to Person Payments
In this post, we Introduce the Dvara-Haqdarshak Study on Exclusion in Government to Person Payments.
